(ital. bancarotta, banca – o‘rindiq, rotta - singan) – xo‘jalik sudi tomonidan e’tirof etilgan, qarzdorning pul majburiyatlari bo‘yicha kreditorlar talablarini to‘la qondirishga va (yoki) majburiy to‘lovlar bo‘yicha o‘z majburiyatini to‘la hajmda bajarishga qodir emasligi.
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