– sug‘urta shartnomasi bo‘yicha sug‘urtalovchi o‘z zimmasiga olgan sug‘urta tovonini yoki sug‘urta pulini to‘lash xavfi uning tomonidan to‘liq yoki qisman boshqa sug‘urtalovchida (sug‘urtalovchilarda) u bilan tuzilgan qayta sug‘urta qilish shartnomasi bo‘yicha sug‘urtalanishi mumkin. Qayta sug‘urta qilish shartnomasini tuzgan sug‘urta shartnomasi (asosiy shartnoma) bo‘yicha sug‘urtalovchi keyingi shartnomada sug‘urta qildiruvchi hisoblanadi. Qayta sug‘urta qilishda sug‘urta tovonini yoki sug‘urta pulini to‘lash uchun asosiy sug‘urta shartnomasi bo‘yicha sug‘urta qildiruvchi oldida ushbu shartnoma bo‘yicha sug‘urtalovchi javobgar bo‘lib qolaveradi. Biroq asosiy sug‘urta shartnomasi bo‘yicha sug‘urtalanuvchi hisoblangan sug‘urta tashkiloti sug‘urta hodisasi yuz berishidan oldin tugatilgan taqdirda, uning ushbu shartnoma bo‘yicha huquq va majburiyatlarining qayta sug‘urta qilingan qismi qayta sug‘urta qilish shartnomasi bo‘yicha sug‘urtalovchiga o‘tadi. Ikki yoki bir nechta qayta sug‘urta qilish shartnomalarini ketma-ket tuzishga yo‘l qo‘yiladi. Bunday shartnomalarning har biri keyingi qayta sug‘urta qilish shartnomasiga nisbatan asosiy sug‘urta shartnomasi deb hisoblanadi.
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